Personal Finance Methods for You includes twenty-four topics covering numerous areas. The author states in the introduction “it is essential to understand as much as you can about managing your individual finances in these economic times.” Some of the areas covered are credit card traps, keeping on course to cover your bills, handling your checkbook, the price of gas, identity theft, catching up on retirement planning, what direction to go if you receive a lay off notice from your job, checking your credit report and speaking about finances if you should be planning to get married. These are only a some of the topics. There are numerous more.
The very first topic covered is Don’t Get Caught Up in The Credit Card Trap, Stop Yourself Before That Happens. That is an essential chapter for all to see because it’s so easy with this to occur in tough economic times. The author offers several excellent tips to help whoever has this problem. It is clearly explained why it’s so important for you yourself to pay down the credit card debt.
Another important topic covered is How Do I Keep On Track to Pay My Bills on Time. The author provides reader some recommendations on making a budget and monitoring your income and expenditures.
How do you survive the high cost of gas? Most of us know, not long ago the price of gas kept soaring. The author gives us many tips on how best to save money by doing some simple things like consolidating trips just to call one of the pointers. There are numerous tips mentioned that I never thought of myself.
How do you establish your credit if you should be young and just starting on employment? Nocita Carter lets you know exactly how to go about doing this.
Do you think you can save any money just by saving your change? That is one of the tips made by the author. I will personally vouch for this one because each day when I purchase an item, I take the change and add it to a classic coffee can. After a couple of months, it gets quite full. I’m always surprised by the quantity of money I saved from my loose change.
I could continue and on with each chapter since there are so many good points in this book but I think you get the message and would get more out of Personal Finance Methods for You if you purchase it and read it yourself.
There are several areas of this book that I really liked. It is written in language that is very easy to understand. It is in contrast to some of the other books on finance that need you to have a dictionary by your side as you read. The book is very organized. Each chapter starts with an introduction to describe the topic. Once that is completed, the author lists several tips to help the reader accomplish these tasks. Nocita Carter has written this book in a way which makes the reader feel like they have a personal finance expert immediately beside them. Personal Finance Tips For You is recommended for any age. It will be a valuable tool for younger people who are starting their first job. On another hand, one is never too old to find something they didn’t know in this book. After reading this book, I learned many tips to help me with my finances. You will find this an excellent resource guide to keep by your side at all times.